“If we spend all this money rebuilding our homes, and there’s no town to back it up, what’s the point?” asked one speaker at a recent borough meeting. A planning process is being led from the ground up, with residents coming up with ideas about restoring the waterfront, re-imagining the downtown and re-making the local economy. Those ideas will be finalized over the next few weeks, and then the town will apply for grants to help transform the narrow strip of land with water on both sides.